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The information provided by Cobalt Corporation Pty Ltd and within its Kings Club should not be relied upon as a financial product, investment advice, tax, asset protection or legal advice. None of the information provided in Kings Club or by Cobalt Corporation Pty Ltd takes into account your personal objectives, financial situation or needs. You must make your own decision how to proceed. If you want financial product advice that takes account of your particular objectives, financial situation or needs, please seek advice from an Australian Financial Services licensee before making any financial decisions. If you want tax, asset protection or legal advice that takes account of your particular objectives, financial situation or needs, please seek advice from a licensed professional in the area such as an accountant, lawyer or similar professional.